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In a Moody’s report, Zandi has laid out four possible futures for the AI economy in 2026: a smooth AI-empowered productivity-led expansion (40% probability), a jobs upheaval in which adoption outpaces labor market adjustment (20%), a scenario where AI falls flat and triggers a correction (25%), and a 1990s-style productivity boom (15%). The most likely outcome, he believes, is navigable, but none of them are cost-free.