业内人士普遍认为，UK lenders正处于关键转型期。从近期的多项研究和市场数据来看，行业格局正在发生深刻变化。
“Despite our knowledge in this area still being limited, I would argue that we now know enough to say that use of AI chatbots is risky if you have a severe mental illness–such as schizophrenia or bipolar disorder. I would urge caution here,” Østergaard says.
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从另一个角度来看，A new study out of Aarhus University in Denmark shows increased use of chatbots may lead to worsening symptoms of delusions and mania in vulnerable communities. Professor Søren Dinesen Østergaard, one of the researchers on the study—which screened electronic health records from nearly 54,000 patients with mental illness—is warning AI chatbots are designed to target those most vulnerable.
总的来看，UK lenders正在经历一个关键的转型期。在这个过程中，保持对行业动态的敏感度和前瞻性思维尤为重要。我们将持续关注并带来更多深度分析。